Do you accept my insurance?

Atrium Medical accepts most major insurance plans for primary care in Midtown Manhattan, including Aetna, Cigna, Blue Cross Blue Shield, UnitedHealthcare, Oxford, Medicare, HIP, GHI, MagnaCare, 1199, PHCS/MultiPlan, NYSHIP, and others listed on this page. Coverage depends on your specific plan and network.

Will my annual physical be covered by insurance?

Many plans cover preventive annual physicals, but coverage depends on your plan and on what happens during the visit. If the visit includes evaluation of symptoms, medication changes, chronic disease management, or other diagnostic concerns, insurance may process that portion differently.

What costs might I owe after a visit?

Depending on your plan, you may owe a copay, deductible, coinsurance, or lab, imaging, pharmacy, or specialist charges billed by outside entities. Atrium verifies insurance when possible, but your insurer determines final patient responsibility.

Do you keep a credit card on file?

No. Atrium Medical does not keep credit cards on file and does not run automatic charges after visits.

Aetna Primary Care Doctor in Midtown Manhattan

Fast answer

Atrium Medical accepts most Aetna plans for primary care in Midtown Manhattan. Common Aetna plan names include PPO, POS, EPO, HMO, Medicare, Open Choice, Open Access Managed Choice, Open Access Select, Open Access Elect Choice, Aetna Whole Health, Aetna Premier Care Network, APCN, and APCN Plus. Coverage depends on your exact plan, network, deductible, copay, coinsurance, and visit type. Our team can help verify whether your plan is active and whether Atrium appears in-network before your appointment. If your previous primary care physician left an Aetna network, including changes affecting NYU Langone, Mount Sinai, or Weill Cornell affiliated practices, Atrium can typically schedule a new patient visit within 48 hours.

Dr. Singh appears in Aetna’s own provider directory
Aetna Whole Health, APCN, and Maximum Savings: why the labels matter
Aetna network access works better with a real PCP
Aetna plan terms patients may see
Annual physicals, sick visits, labs, referrals, telehealth, PrEP, and GLP-1 care
Midtown location and appointment options
Aetna FAQ

Dr. Singh appears in Aetna’s own provider directory

Dr. Shilpa Paradkar Singh appears in Aetna’s Provider Referral Directory for ZIP code 10022 as an in-network provider for the Aetna Whole Health – New York – Open Access Select Choice Tiered plan shown. The screenshot also displays Aetna’s Maximum Savings label and a star-rating display as part of the directory interface.

The directory can confirm access. Atrium turns that access into actual primary care.

Aetna Whole Health, APCN, and Maximum Savings: why the labels matter

Some Aetna patients in New York have tiered or designated-network plans. The card or directory may reference Aetna Whole Health, Open Access Select, Choice Tiered, Aetna Premier Care Network, APCN, APCN Plus, or APCN Plus Multi-Tier. These names matter because one in-network doctor may not have the same member cost share as another.

Aetna’s directory can label providers as Maximum Savings or Standard Savings for certain tiered plans. That label is not a decoration. It can affect the patient’s out-of-pocket cost under that specific plan design. For the Aetna plan shown in the screenshot, Dr. Singh appears as an in-network provider with Aetna’s Maximum Savings label. Atrium’s team can help patients confirm the plan details before the visit.

Aetna network access works better with a real PCP

Many Aetna plans are built for access. Some let patients see in-network doctors without selecting a primary care physician. Some do not require referrals. Some allow out-of-network use at a higher cost. That flexibility is useful, but it can also create fragmented care.

Aetna PPO, POS, EPO, HMO, Whole Health, APCN, and employer-sponsored plans can route lab work, imaging, specialist referrals, and prior authorization through different network-specific channels. A primary care physician who knows the practical difference between broad access and coordinated care can save patients from fragmented follow-up and avoidable billing confusion.

Atrium gives Aetna patients a Midtown primary-care home base: one clinical team, one chart, and one place to bring annual physicals, sick visits, lab review, medication questions, referrals, preventive care, PrEP, GLP-1 / weight-loss medication questions, telehealth follow-up, and chronic disease management.

Your Aetna plan opens the network. Your PCP keeps the care from turning into fragments.

Aetna plan terms patients may see

Plan term patients may see	What it often means
Open Choice PPO	Broad flexibility. Members may use in-network or out-of-network providers without a referral, with lower contracted rates when staying in-network.
Open Choice POS II	Flexible in-network and out-of-network access. PCP selection and staying in network may lower costs depending on the plan.
Managed Choice / Open Access Managed Choice	Managed-care structure with more flexibility. Aetna encourages primary care coordination, and some designs may not require PCP selection.
Aetna Select / Open Access Select EPO	Usually network-only except emergencies. Open Access Select generally does not require PCP selection or referrals, but patients should confirm their exact plan.
Open Access Elect Choice EPO	Network-only design with no referrals in many plan designs. Some employer versions may include PCP-choice features.
Aetna Whole Health	Aetna-designated network structure that can include coordinated-care and tiered-network features. Directory labels can affect patient cost-sharing.
Aetna Premier Care Network / APCN / APCN Plus	Tiered or designated networks where the directory may show Maximum Savings or Standard Savings labels depending on provider and plan.
HMO / employer-specific plan	Rules can depend heavily on employer group, network, member ID, PCP selection, referrals, and product design.

Annual physicals, sick visits, labs, telehealth, referrals, PrEP, and GLP-1 care

Atrium sees Aetna patients for annual physicals, new patient visits, same-day sick visits, medication follow-up, lab review, chronic disease management, telehealth when appropriate, PrEP care, allergy testing, GLP-1 / weight-loss medication management, and routine internal medicine concerns.

Coverage depends on the visit type and the patient’s exact plan. Aetna plans frequently require prior authorization for GLP-1 medications including semaglutide and tirzepatide. Atrium manages the clinical documentation, step therapy requirements, and appeal process for eligible patients. This is handled in-office, not handed off to a third-party service.

A preventive annual physical may process differently from a visit for symptoms, medication changes, abnormal labs, forms, or chronic disease management. If the same appointment includes both prevention and a problem-focused concern, the diagnostic portion may be processed differently.

Here are some resources for Aetna patients:

Before your first visit, Atrium can verify: whether your specific Aetna plan lists Atrium as in-network, whether your deductible has been met, and whether your visit type (preventive vs. problem-focused) will be processed as expected. Call 212-457-1722 or include your insurance details when booking online.

Midtown location and appointment options

Atrium Medical is located at 160 East 56th Street, 12th Floor, in Midtown East Manhattan. The office is convenient to the 59th Street subway hub, Lexington Avenue, Park Avenue, Sutton Place, Turtle Bay, Grand Central commuters, and Midtown office workers who need a real primary-care office near work.

Additional Resources for Aetna Members

FAQs for Aetna Members

Does Atrium Medical accept Aetna?

Atrium Medical accepts most Aetna plans for primary care in Midtown Manhattan, including many PPO, POS, EPO, HMO, Medicare, Open Choice, Open Access, Aetna Whole Health, and tiered-network plans. Coverage depends on your exact plan and network.

Is Dr. Shilpa Paradkar Singh listed in Aetna’s provider directory?

Yes. The screenshot on this page shows Dr. Shilpa Paradkar Singh listed as in-network in Aetna’s Provider Referral Directory for the Aetna Whole Health – New York – Open Access Select Choice Tiered plan searched in ZIP code 10022, with Aetna’s Maximum Savings label. Atrium’s team can help patients confirm whether their specific Aetna plan appears active and in-network.

What does Aetna Maximum Savings mean?

In some Aetna tiered-network designs, the provider directory may show Maximum Savings or Standard Savings labels. These labels can affect patient cost-sharing under that specific plan design. The screenshot on this page shows Dr. Singh with Aetna’s Maximum Savings label for the plan shown.

Do Aetna patients need referrals?

It depends on the Aetna plan. PPO and many Open Access plans often do not require referrals for specialists. HMO, EPO, POS, Aetna Select, and employer-specific designs may have different PCP or referral rules. Check your plan documents or ask Atrium to help verify.

Will Aetna cover my annual physical?

Many Aetna plans cover preventive annual physicals, but coverage depends on your plan and what happens during the visit. Symptoms, medication changes, abnormal labs, forms, or chronic disease issues may be processed differently from a purely preventive visit.

What if Aetna’s directory says Atrium is listed but the office needs to verify?

Call Atrium before booking. Directory listings can depend on plan name, network, address, billing entity, PCP assignment, and update timing. The safest approach is to verify using the information on your insurance card and Atrium’s office details at 160 East 56th Street, 12th Floor, New York, NY 10022.

Can I use Atrium for telehealth with Aetna?

Often yes, when telehealth is clinically appropriate and covered by your plan. Telehealth works well for follow-up visits, medication checks, lab reviews, and many chronic-care visits, but some concerns still require an in-person exam.